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Bicycling as a Lifestyle

 Have you seen them roaming the streets of Minneapolis? Those funny looking green bikes, that is. If you haven't, where have you been? As of June 11th, Minneapolis has made bicycles accessible to hundreds of people with the new Nice Ride MN bike program. Nice Ride MN allows individuals to rent bikes out by the hour, day or year and is just one of many initiatives that have made the Twin Cities one of the most bike friendly places in the country, according to Bicycling Magazine.

HAFA-Home Affordable Foreclosure Alternative

In 2009, The Treasury Department introduced the HAFA program to provide a viable option for homeowners who are unable to keep their homes through the existing Home Affordable Modification Program (HAMP).  The HAFA program takes effect on April 15, 2010 and sunsets on December 31, 2012.
 
HAFA provides incentives in connection with a short sale or a deed-in-lieu of foreclosure (DIL) used to avoid foreclosure on a loan eligible for modification under the HAMP program. Servicers participating in HAMP are also required to comply with HAFA.  

Buying a HUD Home

By Kevin Meissner
 
HUD is an acronym for The U.S. Department of Housing and Urban Development. HUD is responsible for liquidating homes that were foreclosed, which had government backed loans such as VA (Department of Veteran’s Affairs) and FHA (Federal Housing Administration).